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Senior Citizen Home Assistance Program

Generated from the gc-benefits catalog. It lists what the owner record states. It is not an eligibility decision; confirm current rules with the program.

Assists low- and moderate-income seniors in making necessary home repairs.

  • Owner record: ny/nyc-senior-citizen-home-assistance-program
  • Jurisdiction code: NY
  • Frame: household
  • Review by: 2026-11-16
  • Also called: SCHAP

Offering 1: loan

Loans vary from no-interest deferred loans to fully amortizing 3% interest loans. The loan amount is based on the extent of the system replacements or repairs needed. HPD states that if a homeowner needs additional funds to complete the project, HPD will work with them to find private sources of funding at favorable terms. HPD provides support in funding, work scope review and application review.

  • Availability (owner codes): {"intake": "unknown", "type": "unknown"}

Conditions:

  • All of these:
  • Stated condition, not checked automatically: "be at least 60 years old"
  • Stated condition, not checked automatically: "reside in any of the five boroughs in the City of New York"
  • Stated condition, not checked automatically: "have been an owner-occupant of a one- to four-family home for at least two years"
  • Stated condition, not checked automatically: "Homes must have property and liability insurance."
  • Stated condition, not checked automatically: "Applicants’ household incomes, including rental income, must meet certain guidelines."

Access route 1.1

  • Where: HPD inquiries
  • How: Contact HPD for information.
  • Url: https://www.nyc.gov/site/hpd/contact/contact.page

Evidence

  • /name: "In partnership with the Parodneck Foundation, the Senior Citizen Home Assistance Program (SCHAP) assists low- and moderate-income seniors in making necessary home repairs. A maximum of $40,000 is available for single-family homes. For homeowners of two- to four-family homes, a maximum of $30,000 per dwelling unit is available." (source, capture 88b64cdd78fcf704df55121ea4fa3d4638c1efc4c16ede8e83e7cfc6bac2306a)
  • /aliases/0: "In partnership with the Parodneck Foundation, the Senior Citizen Home Assistance Program (SCHAP) assists low- and moderate-income seniors in making necessary home repairs. A maximum of $40,000 is available for single-family homes. For homeowners of two- to four-family homes, a maximum of $30,000 per dwelling unit is available." (source, capture 88b64cdd78fcf704df55121ea4fa3d4638c1efc4c16ede8e83e7cfc6bac2306a)
  • /caregiving_effect: "In partnership with the Parodneck Foundation, the Senior Citizen Home Assistance Program (SCHAP) assists low- and moderate-income seniors in making necessary home repairs. A maximum of $40,000 is available for single-family homes. For homeowners of two- to four-family homes, a maximum of $30,000 per dwelling unit is available." (source, capture 88b64cdd78fcf704df55121ea4fa3d4638c1efc4c16ede8e83e7cfc6bac2306a)
  • /offerings/0/summary: "The loans vary from no-interest deferred loans to fully amortizing 3% interest loans. The amount of the loan will be based on the extent of the system replacements or repairs needed. If you need additional funds to complete the project, we will work with you to find private sources of funding at favorable terms. HPD provides support in funding, work scope review and application review." (source, capture 88b64cdd78fcf704df55121ea4fa3d4638c1efc4c16ede8e83e7cfc6bac2306a)
  • /offerings/0/rules: "To qualify, a senior must reside in any of the five boroughs in the City of New York, be at least 60 years old, and have been an owner-occupant of a one- to four-family home for at least two years. Homes must have property and liability insurance. Applicants’ household incomes, including rental income, must meet certain guidelines." (source, capture 88b64cdd78fcf704df55121ea4fa3d4638c1efc4c16ede8e83e7cfc6bac2306a)
  • /offerings/0/access/0: "Please call HPD's main number: 212-863-6300or email [email protected]." (source, capture 756744b11cff9050855d9d092b9f27efafe0ce6aa80226138ffa6de789792574)