Emergency Rental Assistance Program (ERAP)

Generated from the delivery-benefits catalog. It lists what the owner record states. It is not an eligibility decision; confirm current rules with the program.

Households approved for ERAP received up to 12 months of rental arrears payments, up to 3 months of additional rental assistance when the household was expected to spend 30 percent or more of gross monthly income on rent, and up to 12 months of electric or gas utility arrears payments.

• Owner record: ny/emergency-rental-assistance-program
• Jurisdiction code: NY
• Frame: household
• Review by: 2026-11-28
• Authority: New York State Office of Temporary and Disability Assistance
• Also called: New York State ERAP

Offering 1: rental arrears assistance

ERAP provided up to 12 months of rental arrears payments for rents accrued on or after March 13, 2020.

• Availability (owner codes): {"intake": "closed", "type": "capped"}
• Amounts (as stated by the owner): []

Conditions:

• All of these:
• Stated condition, not checked automatically: "New York residents were eligible for ERAP if they met the following criteria:"
• Stated condition, not checked automatically: "Household gross income was at or below 80 percent of the Area Median Income (AMI). These income limits differed by county and household size. A household was able to qualify based on current income or calendar year 2020 income that was at or below 80 percent AMI."
• Any one of these:
  • Stated condition, not checked automatically: "On or after March 13, 2020, a member of the household received unemployment benefits"
  • Stated condition, not checked automatically: "experienced a reduction in income, incurred significant costs or experienced financial hardship, directly or indirectly, due to the COVID-19 pandemic."
• Stated condition, not checked automatically: "The applicant was obligated to pay rent at their primary residence and had rental arrears (rent overdue) at their current residence for rent owed on or after March 13, 2020."
• Stated condition, not checked automatically: "The household had to be at risk of experiencing homelessness or housing instability, which was demonstrated by having rental arrears owed on or after March 13, 2020."

Access route 1.1

• Where: New York State Office of Temporary and Disability Assistance
• How: For information on returning ERAP overpayments to NYS, final application status, ERAP 1099 tax form inquiries, reporting ERAP Fraud, or to request copies of previous ERAP notices, call and follow the prompts for ERAP.
• Phone: 1-800-342-3009

Offering 2: additional rental assistance

ERAP provided up to 3 months of additional rental assistance if the household was expected to spend 30 percent or more of gross monthly income to pay for rent.

• Availability (owner codes): {"intake": "closed", "type": "capped"}
• Amounts (as stated by the owner): []

Conditions:

• All of these:
• Stated condition, not checked automatically: "New York residents were eligible for ERAP if they met the following criteria:"
• Stated condition, not checked automatically: "Household gross income was at or below 80 percent of the Area Median Income (AMI). These income limits differed by county and household size. A household was able to qualify based on current income or calendar year 2020 income that was at or below 80 percent AMI."
• Any one of these:
  • Stated condition, not checked automatically: "On or after March 13, 2020, a member of the household received unemployment benefits"
  • Stated condition, not checked automatically: "experienced a reduction in income, incurred significant costs or experienced financial hardship, directly or indirectly, due to the COVID-19 pandemic."
• Stated condition, not checked automatically: "The applicant was obligated to pay rent at their primary residence and had rental arrears (rent overdue) at their current residence for rent owed on or after March 13, 2020."
• Stated condition, not checked automatically: "The household had to be at risk of experiencing homelessness or housing instability, which was demonstrated by having rental arrears owed on or after March 13, 2020."
• Stated condition, not checked automatically: "if the household was expected to spend 30 percent or more of their gross monthly income to pay for rent."

Access route 2.1

• Where: New York State Office of Temporary and Disability Assistance
• How: For information on returning ERAP overpayments to NYS, final application status, ERAP 1099 tax form inquiries, reporting ERAP Fraud, or to request copies of previous ERAP notices, call and follow the prompts for ERAP.
• Phone: 1-800-342-3009

Offering 3: utility arrears assistance

Households eligible for rental arrears may also have been eligible for help paying utility arrears at the same rental unit, including up to 12 months of electric or gas utility arrears payments for arrears accrued on or after March 13, 2020.

• Availability (owner codes): {"intake": "closed", "type": "capped"}
• Amounts (as stated by the owner): []

Conditions:

• All of these:
• Stated condition, not checked automatically: "New York residents were eligible for ERAP if they met the following criteria:"
• Stated condition, not checked automatically: "Household gross income was at or below 80 percent of the Area Median Income (AMI). These income limits differed by county and household size. A household was able to qualify based on current income or calendar year 2020 income that was at or below 80 percent AMI."
• Any one of these:
  • Stated condition, not checked automatically: "On or after March 13, 2020, a member of the household received unemployment benefits"
  • Stated condition, not checked automatically: "experienced a reduction in income, incurred significant costs or experienced financial hardship, directly or indirectly, due to the COVID-19 pandemic."
• Stated condition, not checked automatically: "The applicant was obligated to pay rent at their primary residence and had rental arrears (rent overdue) at their current residence for rent owed on or after March 13, 2020."
• Stated condition, not checked automatically: "The household had to be at risk of experiencing homelessness or housing instability, which was demonstrated by having rental arrears owed on or after March 13, 2020."
• Stated condition, not checked automatically: "Households eligible for rental arrears may also have been eligible for help paying utility arrears at the same rental unit."

Access route 3.1

• Where: New York State Office of Temporary and Disability Assistance
• How: For information on returning ERAP overpayments to NYS, final application status, ERAP 1099 tax form inquiries, reporting ERAP Fraud, or to request copies of previous ERAP notices, call and follow the prompts for ERAP.
• Phone: 1-800-342-3009

Owner confirmations

• /offerings/0/availability: sha256:ad7250f89cba1f70cacdc7fced2856320a299ac2c3d49ad53d8f779dc50d5ab6
• /offerings/1/access/0: sha256:98565d6ac929efed84eeaea1552f0a500eca94bbf74a5ad0504d79c2530bec6d
• /offerings/1/availability: sha256:ad7250f89cba1f70cacdc7fced2856320a299ac2c3d49ad53d8f779dc50d5ab6
• /offerings/2/availability: sha256:ad7250f89cba1f70cacdc7fced2856320a299ac2c3d49ad53d8f779dc50d5ab6

Evidence

• /name: "# Emergency Rental Assistance Program (ERAP)" (source, capture c655dedb34aa657cb613866d639d0057942166448b66b2dc79758f763ed7bfe4)
• /authority: "New York State Office of Temporary and Disability Assistance" (source, capture c655dedb34aa657cb613866d639d0057942166448b66b2dc79758f763ed7bfe4)
• /caregiving_effect: "* Up to 12 months of rental arrears payments for rents accrued on or after March 13, 2020.\n* Up to 3 months of additional rental assistance if the household was expected to spend 30 percent or more of their gross monthly income to pay for rent.\n* Up to 12 months of electric or gas utility arrears payments for arrears that were accrued on or after March 13, 2020." (source, capture c655dedb34aa657cb613866d639d0057942166448b66b2dc79758f763ed7bfe4)
• /offerings/0/summary: "* Up to 12 months of rental arrears payments for rents accrued on or after March 13, 2020.\n* Up to 3 months of additional rental assistance if the household was expected to spend 30 percent or more of their gross monthly income to pay for rent.\n* Up to 12 months of electric or gas utility arrears payments for arrears that were accrued on or after March 13, 2020." (source, capture c655dedb34aa657cb613866d639d0057942166448b66b2dc79758f763ed7bfe4)
• /offerings/0/rules: "New York residents were eligible for ERAP if they met the following criteria:" (source, capture c655dedb34aa657cb613866d639d0057942166448b66b2dc79758f763ed7bfe4)
• /offerings/0/rules: "* Household gross income was at or below 80 percent of the Area Median Income (AMI). These income limits differed by county and household size. A household was able to qualify based on current income or calendar year 2020 income that was at or below 80 percent AMI. (The ERAP program that served households with income over 80 percent and up to 120 percent of area median income closed to new applications on February 14, 2022).\n* On or after March 13, 2020, a member of the household received unemployment benefits or experienced a reduction in income, incurred significant costs or experienced financial hardship, directly or indirectly, due to the COVID-19 pandemic.\n* The applicant was obligated to pay rent at their primary residence and had rental arrears (rent overdue) at their current residence for rent owed on or after March 13, 2020.\n* The household had to be at risk of experiencing homelessness or housing instability, which was demonstrated by having rental arrears owed on or after March 13, 2020." (source, capture c655dedb34aa657cb613866d639d0057942166448b66b2dc79758f763ed7bfe4)
• /offerings/0/access/0: "The ERAP Call Center, previously accessible by calling 844-NY1RENT (844-691-7368), has closed. All ERAP applications have been paid, denied, or provisionally approved with applicable arrears deemed waived. For information on returning ERAP overpayments to NYS, final application status, ERAP 1099 tax form inquiries, reporting ERAP Fraud, or to request copies of your previous ERAP notices, you may call 1-800-342-3009 and follow the prompts for ERAP. Participants seeking a copy of their ERAP case record may refer to the instructions on the OTDA website for submitting a FOIL request." (source, capture c655dedb34aa657cb613866d639d0057942166448b66b2dc79758f763ed7bfe4)
• /offerings/0/availability: "The New York State ERAP Portal is no longer available. After distributing more than $4 billion of rental and utility assistance on behalf of tenants in need, ERAP has closed." (source, capture c655dedb34aa657cb613866d639d0057942166448b66b2dc79758f763ed7bfe4)
• /offerings/1/summary: "* Up to 12 months of rental arrears payments for rents accrued on or after March 13, 2020.\n* Up to 3 months of additional rental assistance if the household was expected to spend 30 percent or more of their gross monthly income to pay for rent.\n* Up to 12 months of electric or gas utility arrears payments for arrears that were accrued on or after March 13, 2020." (source, capture c655dedb34aa657cb613866d639d0057942166448b66b2dc79758f763ed7bfe4)
• /offerings/1/rules: "New York residents were eligible for ERAP if they met the following criteria:" (source, capture c655dedb34aa657cb613866d639d0057942166448b66b2dc79758f763ed7bfe4)
• /offerings/1/rules: "* Household gross income was at or below 80 percent of the Area Median Income (AMI). These income limits differed by county and household size. A household was able to qualify based on current income or calendar year 2020 income that was at or below 80 percent AMI. (The ERAP program that served households with income over 80 percent and up to 120 percent of area median income closed to new applications on February 14, 2022).\n* On or after March 13, 2020, a member of the household received unemployment benefits or experienced a reduction in income, incurred significant costs or experienced financial hardship, directly or indirectly, due to the COVID-19 pandemic.\n* The applicant was obligated to pay rent at their primary residence and had rental arrears (rent overdue) at their current residence for rent owed on or after March 13, 2020.\n* The household had to be at risk of experiencing homelessness or housing instability, which was demonstrated by having rental arrears owed on or after March 13, 2020." (source, capture c655dedb34aa657cb613866d639d0057942166448b66b2dc79758f763ed7bfe4)
• /offerings/1/rules: "* Up to 12 months of rental arrears payments for rents accrued on or after March 13, 2020.\n* Up to 3 months of additional rental assistance if the household was expected to spend 30 percent or more of their gross monthly income to pay for rent.\n* Up to 12 months of electric or gas utility arrears payments for arrears that were accrued on or after March 13, 2020." (source, capture c655dedb34aa657cb613866d639d0057942166448b66b2dc79758f763ed7bfe4)
• /offerings/1/access/0: "The ERAP Call Center, previously accessible by calling 844-NY1RENT (844-691-7368), has closed. All ERAP applications have been paid, denied, or provisionally approved with applicable arrears deemed waived. For information on returning ERAP overpayments to NYS, final application status, ERAP 1099 tax form inquiries, reporting ERAP Fraud, or to request copies of your previous ERAP notices, you may call 1-800-342-3009 and follow the prompts for ERAP. Participants seeking a copy of their ERAP case record may refer to the instructions on the OTDA website for submitting a FOIL request." (source, capture c655dedb34aa657cb613866d639d0057942166448b66b2dc79758f763ed7bfe4)
• /offerings/1/availability: "The New York State ERAP Portal is no longer available. After distributing more than $4 billion of rental and utility assistance on behalf of tenants in need, ERAP has closed." (source, capture c655dedb34aa657cb613866d639d0057942166448b66b2dc79758f763ed7bfe4)
• /offerings/2/summary: "Households eligible for rental arrears may also have been eligible for help paying utility arrears at the same rental unit." (source, capture c655dedb34aa657cb613866d639d0057942166448b66b2dc79758f763ed7bfe4)
• /offerings/2/summary: "* Up to 12 months of rental arrears payments for rents accrued on or after March 13, 2020.\n* Up to 3 months of additional rental assistance if the household was expected to spend 30 percent or more of their gross monthly income to pay for rent.\n* Up to 12 months of electric or gas utility arrears payments for arrears that were accrued on or after March 13, 2020." (source, capture c655dedb34aa657cb613866d639d0057942166448b66b2dc79758f763ed7bfe4)
• /offerings/2/rules: "New York residents were eligible for ERAP if they met the following criteria:" (source, capture c655dedb34aa657cb613866d639d0057942166448b66b2dc79758f763ed7bfe4)
• /offerings/2/rules: "* Household gross income was at or below 80 percent of the Area Median Income (AMI). These income limits differed by county and household size. A household was able to qualify based on current income or calendar year 2020 income that was at or below 80 percent AMI. (The ERAP program that served households with income over 80 percent and up to 120 percent of area median income closed to new applications on February 14, 2022).\n* On or after March 13, 2020, a member of the household received unemployment benefits or experienced a reduction in income, incurred significant costs or experienced financial hardship, directly or indirectly, due to the COVID-19 pandemic.\n* The applicant was obligated to pay rent at their primary residence and had rental arrears (rent overdue) at their current residence for rent owed on or after March 13, 2020.\n* The household had to be at risk of experiencing homelessness or housing instability, which was demonstrated by having rental arrears owed on or after March 13, 2020." (source, capture c655dedb34aa657cb613866d639d0057942166448b66b2dc79758f763ed7bfe4)
• /offerings/2/rules: "Households eligible for rental arrears may also have been eligible for help paying utility arrears at the same rental unit." (source, capture c655dedb34aa657cb613866d639d0057942166448b66b2dc79758f763ed7bfe4)
• /offerings/2/access/0: "The ERAP Call Center, previously accessible by calling 844-NY1RENT (844-691-7368), has closed. All ERAP applications have been paid, denied, or provisionally approved with applicable arrears deemed waived. For information on returning ERAP overpayments to NYS, final application status, ERAP 1099 tax form inquiries, reporting ERAP Fraud, or to request copies of your previous ERAP notices, you may call 1-800-342-3009 and follow the prompts for ERAP. Participants seeking a copy of their ERAP case record may refer to the instructions on the OTDA website for submitting a FOIL request." (source, capture c655dedb34aa657cb613866d639d0057942166448b66b2dc79758f763ed7bfe4)
• /offerings/2/availability: "The New York State ERAP Portal is no longer available. After distributing more than $4 billion of rental and utility assistance on behalf of tenants in need, ERAP has closed." (source, capture c655dedb34aa657cb613866d639d0057942166448b66b2dc79758f763ed7bfe4)