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SSI (Supplemental Security Income)

Federal income supplement program providing monthly cash payments to aged, blind, and disabled individuals with limited income and resources. Funded by general tax revenues, not Social Security trust funds.

Monthly federal payment up to $994/month for eligible individuals and $1,491/month for eligible couples (2026 rates, 2.8% COLA increase). Many states add a state supplement. Benefits are reduced dollar-for-dollar by countable income after exclusions ($20 general + $65 earned income). SSI recipients are typically automatically eligible for Medicaid in most states.

Eligibility

  • Asset limit of $2,000
  • Applicant must be at least 65 years old
  • U.S. citizenship or qualified immigrant status required

Services

Monthly federal payment up to $994/month for eligible individuals and $1,491/month for eligible couples (2026 rates, 2.8% COLA increase). Many states add a state supplement. Benefits are reduced dollar-for-dollar by countable income after exclusions ($20 general + $65 earned income). SSI recipients are typically automatically eligible for Medicaid in most states.

How to apply

Apply online or find more information at the official program page.

  • ssdi (alternative): SSDI is for workers with sufficient work history; SSI is needs-based with no work requirement